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Augusta GA Social Security Disability Law Blog

Number of SSDI claims up 22 percent in last 5 years

Readers in the Augusta area may be interested in recent statistics pertaining to Social Security disability benefits. A total of 1.6 million Americans have filed an SSDI claim since the national recession began in 2007. That means, as of April of this year, 8.7 million people were receiving SSDI benefits nationwide, marking a 22 percent increase since December 2007.

This remarkable increase can be attributed in part to the state of the economy. As the recession has continued and unemployment benefits end, more people are considering applying for SSDI. The application can take months or even years to process before payments are received, but those benefits are still a lifeline for many people throughout Georgia and South Carolina.

Depletion of SSDI funds mean time is of the essence

Many people in Georgia and throughout the country rely on Social Security disability benefits to pay for monthly expenses. When a person cannot work due to an injury or illness, the SSDI program is designed to help. In the event that a person is ineligible to receive such benefits, it may still be possible to receive Supplementary Security Income instead.

But with an ever increasing number of people who require Social Security disability benefits as well as retirement benefits, the trust funds for both programs are strained, according to reports. Recently, the Social Security Administration announced that the disability program is in danger of running out of funds as early as 2016. This is said to be due, in part, to the increase in claims and the decrease in workers paying into the Social Security fund.

Why has the number of SSDI applications increased dramatically?

When an injury or illness prevents a person from working, it can be exceedingly difficult for that person to pay for basic expenses such as food and rent. Social Security disability was designed to relieve some of the economic stress facing those injured people who qualify for benefits. However, many people in Augusta and throughout the country are very concerned since the Social Security Administration reported that the funds for those benefits may run dry as soon as 2016.

According to reports, SSDI payments account for one out of every five dollars spent by the Social Security Administration. This figure reflects the $128.9 billion paid to Americans who are unable to work because of injury or illness. There were reportedly 10.6 million disabled workers across the nation last year.

Early-onset Alzheimer's causes some to file for SSDI benefits

When a person in Georgia is struck with a serious injury or illness, the disabling condition is often accompanied by financial hardship. Many times, jobs are lost and incomes reduced when a person finds it difficult or impossible to continue working. But readers in Augusta should know that the burden of not being able to work can be considerably alleviated through SSDI benefits for diseases.

We've discussed previously how multiple sclerosis can make it necessary for Georgia residents to file for SSDI benefits, and Alzheimer's is another such illness that makes it impossible for many people to work. Despite the common perception, elderly people are not the only ones who suffer from Alzheimer's. In fact, reports suggest that over 200,000 Americans are afflicted with Alzheimer's disease while still in their 40s and 50s. Overall, early-onset Alzheimer's affects approximately 4 percent of 5.4 million Americans who suffer from the memory-loss illness.

Are people in Augusta prepared for the possibility of disability?

Many Augusta residents know that Social Security disability benefits can be a lifeline for those who can no longer work to earn an income. The payments assist injured or ill workers with basic needs, including food and rent. The SSDI payments can also help with the high medical costs associated with some diseases and injuries.

When a person becomes injured or ill and can no longer work, he or she may wish to seek SSDI benefits. However, the application process can be long and arduous. Many documents are required from an applicant, including medical records, wage statements and other personal information. Gathering all of the necessary information can be at once confusing and time-consuming.

Good budgeting crucial for Augusta residents facing SSDI delays

Social Security disability benefits are intended to assist people who have suffered an injury or illness and are unable to work. Unfortunately, there is sometimes a long wait for benefit applicants between the filing of their applications and the beginning of SSDI payments. During this wait, there can be financial hardships for Georgia residents who need the benefits in order to get by financially.

Because individuals who apply for SSDI benefits are typically unable to earn income, life can be especially rocky until those payments begin, even for people who have their applications completely in order. In these cases, it is important to do one's best to create a budget that helps in monitoring expenses while the application makes its way through the system.

Trouble with SSDI benefits for mental illness

In applying for Social Security disability benefits, Georgia residents may often encounter unexpected obstacles. The application process can sometimes take months, or the Social Security Administration might even initially deny benefits. For instance, one man who filed for SSDI benefits for mental illness encountered these problems and many more.

In 2009, the man was diagnosed with schizophrenia after an incident at his place of employment prompted him to seek psychiatric treatment. At the behest of his physician, the man applied for disability benefits, for which he was initially denied. He subsequently appealed the ruling but filed for unemployment benefits in the meantime so that he could at least have some income.

An interesting appeal for Social Security benefits

Social Security disability payments are a very important part of the lives of many Augusta residents who have become unable to work as a result of an injury or illness. These payments often make a difference in a recipient's ability to pay for rent or food. When the person receiving Social Security disability payments dies, their survivors may be able to obtain survivor benefits in some situations.

With these issues in mind, readers in Georgia may be interested to hear of a case being heard this session by the United States Supreme Court. In the case, a mother is requesting that her twin children be approved to receive survivor benefit payments from the Social Security Administration due to the fact that their father is deceased. Like many surviving family members of Social Security disability recipients, the mother is in need of the income to assist in raising her children.

Social Security disability clients may find statements easier

Social Security disability recipients often receive benefits through Medicare as well as SSDI. These patients receive quarterly statements from the agency detailing the recent activity of their accounts. Georgia Social Security disability benefit recipients may be glad to learn that the statements are getting a new, less complicated look.

After complaints piled up from clients, Medicare decided to update the statement. The new one will include reader-friendly larger fonts and a list of medical visits for each quarterly period covered. Even more importantly, the intent is to clearly list a recipient's remaining deductible as well as information about the status of claims made. This will likely assist Social Security disability clients in Georgia who also receive Medicare and who are trying to appeal any claim that has been denied by the agency.

Georgia residents beware: scammers steal Social Security checks

Social Security Disability benefit recipients in Georgia know that it is important to receive payments in a timely manner. Many of those who get benefits each month count heavily on the income. When the Social Security Disability payments fail to arrive, the impact is often major.

Georgia residents will be interested to learn about a recent case in which a man discovered that his Social Security payments had gone missing. Since 1995, the man had received his payments through the mail. Each month they arrived without a problem. Then, in December 2011, the benefit check did not come.

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