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As more adult children move home, SSI benefits stretched

Augusta residents may be aware that a lot of adult children are moving back in with their parents. This phenomenon may actually be changing the definition of what is typically considered adulthood. In some cases, both the parents and the adult child are benefiting from having two incomes under one house. However, sometimes the parents are finding themselves having to continue supporting their child well into the child's thirties. For many Georgia residents who suffer from a disability and also receive Supplemental Security Income (SSI), those benefits must be stretched as far as possible.

A recent news story highlighted the problems faced by many Americans. One unemployed woman from Ohio recently had her Georgia mother move in with her as the mother was having difficulty getting by on her SSI benefits. The move-in presumably allows both of them to help pay for food and shelter, while the daughter continues to look for work. In another situation, a 34-year-old woman moved in with her parents, along with her two children and her 38-year-old brother. That family is also stretching their incomes as far as possible in one household.

Nor are these situations uncommon. According to the U.S. Census Bureau, 19 percent of men between the ages of 25 and 34 are living in their parents' home. That is up from 14 percent in 2005, meaning that the absolute number of adult sons living with their parents has increased by more than a third in just six years. For women, the situation is somewhat better, but the percentage of women in the same age bracket has still increased from eight percent to 10 percent in six years.

After adult children move in with their parents, SSI benefits and other government benefits provide an important safety net that can often support not only the elderly and disabled, but their children as well. Of course, this is not an ideal situation, but many are forced to make the best of things in these difficult times. It is thus immensely important to fully investigate the applicable laws and regulations to ensure that a recipient of government benefits obtains and keeps the maximum allowable amount.

Source: oxfordpress.com, "More adults ages 25-34 moving back in with parents," Hannah Poturalski, Nov. 18, 2011

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